Home of The G.R.A.D. Process
Improve How You are Paying For
Your Child's Education
So you DON'T have to choose between funding your child's education and your retirement.
"The cost of a college education is not just measured in tuition, but in the opportunities it creates for a lifetime." — Unknown
Planning for your child's education can feel overwhelming and raise many important questions:
How much should we really be saving, and why does it feel so unclear?
What if we save too much or too little—how do we find the right balance?
With college costs constantly rising, is it even possible to plan accurately?
How will taking out loans to fund education now impact our ability to retire comfortably in the future?
Is what I am doing going to be enough?
With our G.R.A.D. Process, we help ease your worries and empower you to:
Learn how to use other people's money to fund your child's education
Support your child's education while securing an increase in your retirement income
Set up your cash flow to be more effectively managed
Help you feel confident that you don’t have to choose between your child's best interests and your own financial future
Improve your family security with more certainty
The G.R.A.D. Process
This process empowers parents to achieve both their child's education goals and their own retirement security without having to choose between the two. By gathering key insights, optimizing wealth, implementing tailored strategies, and continuously monitoring progress, parents can effectively fund their child's education without sacrificing their retirement income.
Gathering Insights
The first step involves gathering key information to assess your current financial situation and your child's educational goals. You'll estimate costs, identify challenges, and use planning tools to model scenarios that align with both college funding and retirement plans.
Comprehensive Financial Assessment
Cost Estimation and Planning
Scenario Modeling
This step lays the foundation for an upgraded financial strategy, enhancing your approach to funding your child’s education while improving your path to a secure and comfortable retirement.
Recapturing wealth
The second step, Recapturing Wealth, focuses on optimizing your financial resources to maximize retirement income with minimal impact on your current assets. By strategically rearranging your finances and leveraging other people's money (OPM), you can enhance your wealth while securing a stronger financial future. This approach aims to increase or even exceed your expected retirement income.
Strategic Asset Reallocation
Leverage Other People's Money
Enhance Financial Certainty
This step enhances your financial strategy by optimizing wealth recapture, leading to greater retirement income and overall financial improvement.
Achieving Results
The third step, Achieving Results, is all about putting your financial strategies into action. This phase ensures that the plans you have developed are executed effectively, driving tangible improvements in both your child's education funding and your retirement income.
Investment Portfolio Adjustment
Tax Optimization Strategies
Cash Flow Management
This step solidifies your strategy, improving how you fund your child's education while simultaneously securing a pay raise in retirement.
Direct Monitoring
The final step, Direct Monitoring, involves continuous oversight of your financial plan to ensure it stays aligned with your goals. Through regular reviews and adjustments, this phase keeps your strategy on track, responding to any changes in your financial situation or educational needs.
Annual Financial Reviews
Strategy Calibration
Ongoing Maintenance
This step ensures your financial strategy remains effective, improving your approach to paying for your child's education while steadily increasing your retirement income.
Paying for a child’s education is a major financial challenge, especially with rising tuition costs and increasing student debt.
This guide provides strategies to help parents plan effectively and navigate the complexities of funding higher education.
Meet Brian S. Eyster
Brian S. Eyster is the visionary founder of the G.R.A.D. Process, a groundbreaking system created to help parents navigate the challenge of paying for their children's college education without sacrificing their retirement goals.
With a reputation for expertise, professionalism, and unwavering integrity, Brian has forged deep connections with business professionals and families, both in the Detroit area and across the country—relationships that often transcend business and evolve into enduring friendships.
Over his 26-year career, Brian has developed a profound understanding of the financial needs of families. His personal experiences have shaped his approach to wealth management, risk mitigation, resource allocation, and college funding strategies.
As a highly sought-after speaker, Brian shares his knowledge on Generational Family Wealth, Creative Funding for College, Risk Management, and Tax-Advantaged Strategies. Clients trust and respect Brian for his commitment to delivering exceptional service.
His G.R.A.D. Process is a testament to his dedication, helping families upgrade their financial stability and growth without compromising their future.
Contact Us
(248) 514-1476
123 Main Street, Detroit MI 78617