The 3/60 Analysis

This analysis will help upgrade your financial readiness and identify strategies to achieve your financial goals.

The 3/60 Analysis

Funding your child’s college education without sacrificing your own retirement can feel like a financial balancing act. This analysis provides a clear assessment of your current financial standing, helping us understand where you are, identify potential gaps, and explore strategies to effectively fund both goals.

Gain valuable insights to make informed decisions and achieve peace of mind for your family’s future.

Below is a closer look at the 3 categories covered in the analysis:

Financial Inventory

This section of the analysis explores your financial confidence, preparedness, and strategies when it comes to funding your child’s college education while securing your retirement. It will focus on reflecting on key areas such as:

  • investment stability

  • budgeting effectiveness

  • cash-flow monitoring

  • risk mitigation

The questions also assess your knowledge of financial aid calculations, tax strategies, and the impact of college expenses on your retirement goals—empowering you to make informed, strategic decisions for both your family’s education and your future security.

Lost

Opportunities

This section examines the potential financial risks and conflicts that may impact your ability to fund both your child’s college education and your retirement. It explores how factors like irregular income, unexpected expenses, and asset positioning could influence your financial stability. We will assess your understanding of:

  • tax strategies

  • financial aid maximization

  • the trade-offs between college savings and retirement income

This section helps you identify opportunities to strengthen and diversify your financial plan while mitigating risks.

Course

Correction

This section of the analysis focuses on your preparedness for unexpected financial challenges that could impact both your college funding and retirement plans. It evaluates your level of concern regarding:

  • unforeseen expenses

  • inflation’s effect on tuition and savings

  • the adequacy of your insurance coverage(s)

By assessing how well-protected your financial plan is against events like disability, death, or lawsuits, this section helps you identify potential vulnerabilities and strengthen your financial resilience.

Contact Us

(248) 514-1476

123 Main Street, Detroit MI 78617